Laptop insurance is becoming more and more popular with consumers these days.
Most end users are given the hard sell at the point of sale for their new laptop and are pressured into purchasing extended warranties or insurances that do not provide the level of comprehensive cover that users expect.
Prices vary by retailer but i have heard of customers that have paid as little as £5 per month to as much as £12 per month for a similiar level of basic cover.
All new laptops should come with at least a 12 month manufacturers warranty and some even have 3 years free depending on make and model. This warranty covers you against failure of the hardware on the laptop. If any component fails from the date of purchase then it is upto the manufacturer to repair the laptop. With this warrranty you are not covered against accidental damage, loss or theft.
If you want comprehensive cover you will need to purchase a seperate insurance for your laptop or use your home insurance if you are covered. Laptop Insurance can be purchased seperately from your laptop and often saves money as the retailer is not putting there commision on. One household name in gadget insurance is Protect Your Bubble.
Take a look at what they have to offer below (Taken from protectyourbubble website)
Accidental damage
If your laptop is accidentally damaged, we’ll pay for the repair or replacement costs. So, if you spill coffee over your keyboard or drop it down the stairs, you don’t have to panic*. Or if you forget it’s in your bag and throw it down, it’s not the end of the world.
Theft
You can’t be too careful these days, so make sure you never leave your stuff unattended when you’re out and about. If the worst does happen though and your laptop is stolen, tell the police straightaway** and we’ll sort out a new one for you.
Breakdown
What would you do if your laptop stopped working just as you were in the middle of some important work? Our laptop insurance includes electrical and mechanical breakdown cover, so if yours stops working or won’t switch on, we’ll fix it or replace it for you – so you can get on with what you need to do with as little hassle as possible.
Worldwide cover as standard
Whether something happens to your laptop in Barnet or Barbados, you’ll be protected against the costs of replacing or repairing your device wherever you go. So if you’re on your holidays, you can relax even more.
Great value cover from just £3.99 per month
Our comprehensive laptop insurance offers better value than many of our competitors. So sign up today and you could be insured in a couple of minutes. After all, it could save you time and money later on.
Take a look at the ProtectYourBubble website for more info.